By opening this website you ("you or your" in this agreement means User of this Website who has logged in the website by putting its username and password") agree and confirm that you have read all the terms and conditions of use of this website in detail and agrees to abide by the same.
No warranty and liability
We ("We" or "we" or "our" in this agreement means Electronica Finance Ltd) have taken all required efforts to provide the accurate information but we do not warranty its accuracy, completeness or suitability, correctness, adequacy, validity for any purpose whatsoever. Hence you agree that you are using such information at your sole discretion and risk and we will not be liable for any loss, compensation, damage etc that may arise out of use of such information by you. You agree and confirm that you shall use the information only for your personal purposes and will not exploit it for any commercial purpose.
We have tried to ensure that there are no viruses on the website, moreover we will not be liable for any viruses or harmful components and we shall not be liable for such viruses etc.
You agree that you shall use any and all information/ statements etc available on this website made available to you in accordance with the provisions of applicable laws. You agree and confirm that we shall not be liable for any breach of any laws by you by using such information and you shall personally liable for such information.
You may contact on 9325032482 in case of any query or any mismatching of your documents on the website with the documents available with you.
We have provided information/data base on the Web Site on an "as is where is " basis. Electronica Finance Limited. (EFL) expressly disclaims to the maximum limit permissible by law, all warranties, express or implied, including, but not limiting to implied warranties of merchantability, fitness for a particular purpose and non-infringement.
EFL disclaims all responsibility for any loss, injury, liability or damage of any kind resulting from and arising out of, your use of the site.
Other Terms & conditions
It will be your sole responsibility to ensure that the use of name and password are kept confidential and not disclosed to any third party, including any representative of the EFL, or its agents and shall take all possible care to prevent discovery of the under name or password by any person.
EFL makes no representations about the timeliness, of the services contained on the EFL web site for any purpose.
We do not make any representation for any suitability, reliability, availability of the services on the website are of particular quality or are suitable for any purposes. You agree that we shall not be responsible for any issues in suitability, reliability, availability of the services on the website and if the services are of no particular quality or suitable for any purposes. The services on the website are provided at our sole discretion and you may not claim such services as of right.
We, at no event, be liable/ responsible for any direct, indirect, punitive, incidental, special, consequential damages or any damages whatsoever including, without limitation, damages for loss of use, data or profits, arising out of or in any way connected with the use of our web sites.
We, at no event, be liable/ responsible for any direct, indirect, punitive, incidental, special, consequential damages or any damages for your delay or inability to use our web site, or failure to provide services by us, or for any information, date, statement, certificate, software, and any other services obtained by you through our web sites, or otherwise arising out of the use of our web site.
We reserves the right to terminate your website services with immediate effect any time in case of breach of terms and conditions by you or due to threat to security of the data on the website or without giving any reasons whatsoever.
We are providing the website services free of charge, but we may at our discretion charge fees for using such services and in such scenario you shall be liable to pay the services fees/charges to us.
EFL retains all rights (including copyrights, trademarks, patents as well as any other intellectual property right) in relation to all information provided on or via this web site (including all texts, graphics and logos).
EFL reserves the right to change the information provided on or via this web site, including the terms of this disclaimer, at any time and without notice. However, Electronica Finance Limited shall not undertake to update the Content contained on this web site from time to time. It is recommended that you review the information provided on or via this web site, including the terms of this disclaimer, periodically for changes. Electronica Finance Limited shall not be held responsible for all or any actions that may subsequently result in any loss, damage and or liability on account of such change in the information on this website.
Any dispute arising out of this agreement shall be referred to sole arbitrator appointed by EFL at Pune and the language of arbitration shall be English. The arbitration shall be governed by Arbitration and Conciliation Act.
As the Income Tax Act restricts transactions in cash, you are requested not to make any payments in cash by deposit in our bank accounts or to any of our employees. Any cash payments made to our company will be adjusted against applicable Income Tax Penalty at your own cost & responsibility. Kindly also note that any cash payments made to us are required to be reported to Income Tax Department.
Disclaimer and Terms & Conditions for Online Payment Facility
Please read these conditions of the Disclaimer carefully. By using the online payment facility, you agree to be bound by these terms contained herein.
Electronica Finance Ltd. (“EFL”) offers you the option of paying the EMI & other outstanding amounts on your loan availed from EFL, by using the online payment facilities.
For making online payment, you will access a third party site. EFL does not in any way warrant the accuracy or completeness of the information, materials, services or the reliability of any service, advice, opinion, statement or other information displayed or distributed through such third party site. Customer may access this site solely for purposes of repayment of your Loan and you understand and acknowledge that availing of any services offered on the site or your reliance on any opinion, advice, statement, memorandum, or information available on the site shall be at your sole risk and discretion.
Due to the way transactions are processed by the such third party bank sites, there may be delays in updating your payment in our records. It remains the Customer’s responsibility to verify success of the payment, with its bank.
EFL’s Terms and Conditions for online payments are subject to change at any time. Each transaction shall be and shall continue to be subject to the specific terms and conditions of the agreement entered into with EFL at the time of availing the loan.
Electronica Finance Ltd. and its affiliates, subsidiaries, employees, officers, directors and agents, expressly disclaim any liability for any deficiency in the services of the Payment Gateway Provider. Neither Electronica Finance Ltd. nor any of its affiliates nor their directors, officers and employees will be liable to or have any responsibility of any kind for any loss that you incur arising out of any deficiency in the services of the Payment Gateway Provider to whom the site belongs, failure or disruption of the site of Payment Gateway Provider, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials.
EFL may change the terms of this disclaimer, at any time and without notice. It is recommended that you review the terms of this disclaimer, periodically for changes. EFL shall not be held responsible for all or any actions that may subsequently result in any loss, damage and or liability on account of such change in the information on this website.