Industrial Property Loan

As your business grows, there will always be requirement for bigger working space, be it your factory or a new commercial area. Your business expansion should not get hampered because of non-availability of funds, hence EFL’s Industrial Property Loan product makes sure that any Business does not have to compromise on the choice of the property required and expand with ease.


  1. Purchase industrial property including land and building
  2. Construct industrial shed on already owned land
  3. Min loan amount – 10 lakh
  4. Max loan amount - 300 lakh
  5. Min tenure – 3 years
  6. Max tenure – 6 years (Net Tenure)


  1. Age of Promoter/Partner/Proprietor
    1. Minimum Age : 21 Years
    2. Maximum Age : 60 Years (at the time of maturity of loan)
  2. Should belong to one of the following Industry
    1. Manufacturing
    2. Service
    3. Trading
    4. Distribution
  3. The company should have been in Business for minimum 3 years


  1. KYC proof
    1. Pan card copy of promoters / directors & guarantor
    2. Address proof (e bill copy) of residence
    3. Business registration copy
    4. Business address proof
  2. Last 3 years Balance sheet and P&L along with audit report
  3. CA certified Provisional balance sheet for the current year
  4. 6 months bank account statement
  5. Basic details of the property to be purchased or mortgaged - Type(industrial, residential or commercial) and area of property, Market value as per customer, owner details etc.
EFL is your one stop finance source if you are looking for industry property loan!