- Doing PD and FIR
- Preparing CAM, FH, MOS etc ensuring proper and correct information.
- Checking and appraising proposals, scrutinizing documents including SOA analysis, Cibil analysis ensuring proper KYC etc before sanctioning with proper TAT and Quality and presenting the same to Credit manager/Senior credit managers at HO directly or through Credit team at HO.
- Handling all system related work including entry into DMS, Jayam System etc.
- Reference check of the customers from neighbors, customers, suppliers, market and/or existing customers.
- Coordinating with RCU team (including verification from Astute)
- Keeping update about market scenario in his area and giving constant updates to Head office credit team
- Primary assessment & analysis of reasons of non-starter cases
Education: B.COM /M.B.A Finance/ M.com and ANY postgraduate
Experience: 2 to 7 years
Language Skills: English, Hindi
- Good experience in Credit documentation.
- Good eye for detail
- Good analytical Skills
- Understanding of credit policies and procedures
- Behavioral Competencies Required:
- Analytical thinking
- Result oriented
- Customer Centric
- Concern for quality