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Credit-CPC

JOB DESCRIPTION

Position Title: Credit Relationship Manager
Organization: Electronica Finance Ltd
Location: Ahmedabad and Bangalore
Department: Credit-CPC
Reports to: Head of Department (HOD)
Grade: M3

Key Functions & Responsibilities:

  • Doing PD and FIR
  • Preparing CAM, FH, MOS etc ensuring proper and correct information.
  • Checking and appraising proposals, scrutinizing documents including SOA analysis, Cibil analysis ensuring proper KYC etc before sanctioning with proper TAT and Quality and presenting the same to Credit manager/Senior credit managers at HO directly or through Credit team at HO.
  • Handling all system related work including entry into DMS, Jayam System etc.
  • Reference check of the customers from neighbors, customers, suppliers, market and/or existing customers.
  • Coordinating with RCU team (including verification from Astute)
  • Keeping update about market scenario in his area and giving constant updates to Head office credit team
  • Primary assessment & analysis of reasons of non-starter cases

 

Education: B.COM /M.B.A Finance/ M.com and ANY postgraduate
Experience: 2 to 7 years
Language Skills: English, Hindi

 

Competencies Required:

  • Good experience in Credit documentation.
  • Good eye for detail
  • Good analytical Skills
  • Understanding of credit policies and procedures
  • Behavioral Competencies Required:
  • Analytical thinking
  • Commitment
  • Result oriented
  • Customer Centric
  • Concern for quality
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